How to get 20000 rupees urgently ?

Ritika Singh
2 min readMay 21, 2024

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How to get 20,000 Rupees urgently? A question that many find themselves asking at some point in their lives. Life is unpredictable, and emergencies can arise without any warning. Whether it’s a medical emergency or a sudden car repair, the need for funds can arise at any time.

In this article, we will guide you on how to get 20,000 Rupees urgently.

1. Opt for a NBFC personal loan for bad credit

If you have a less than perfect credit score, you can apply for a personal loan from Non-Banking Financial Companies (NBFCs). NBFCs offer personal loans without collateral and can be obtained quickly. The loan processing time is also less, making it an ideal option for those who need money immediately. You can apply for a loan online, and once approved, the loan amount will be disbursed directly into your account.

2. Use a credit card cash advance

If you have a credit card, you can consider taking a cash advance. It is a type of short-term loan that a bank or credit card company provides against your credit limit. Cash advances can be costly, but they can provide you with funds quickly. However, you should know that credit card companies charge a high-interest rate on cash advances, and the interest is usually calculated daily.

3. Sell unwanted items

You can consider selling unwanted goods to earn some quick cash. You can sell old gadgets, clothes, furniture, or even your vehicle. You can sell these items on online marketplaces like OLX, Quikr, or social media platforms like Facebook or Instagram.

4. Borrow from friends or family

If you have relatives or friends willing to lend you money, consider asking them for a loan. However, you should only borrow the amount you need, and it is advisable to create a written agreement with them outlining the terms of repayment.

Conclusion

While there are several options to choose from, it is essential to keep in mind that any form of borrowing comes with a cost. Make sure to repay the borrowed amount on time to avoid any additional charges. Always try to save up for emergencies, so you don’t have to rely on credit in the future. We hope these tips help you in getting 20,000 Rupees urgently.

To apply for the instant Personal loan online, all you need is to visit the official website of Bajaj Finserv or Download Bajaj Finserv App. Fill out the application form with necessary details including your mobile number, OTP verification. That’s it! Your instant personal loan will be approved within minutes.

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Ritika Singh
Ritika Singh

Written by Ritika Singh

I am a financial advisor/planner, I am dedicated to knowing about your personal issues that need a financial solution.

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